The basics
Total Population
1,929
Median Age
40
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$88,100
Lower than 85%
Median Property Tax
$375
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.37
Lower than 66%
Median Rent
$759
Lower than 64%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.1
Winter Avg Low (°F)
28.7
Avg Temperature (°F)
58
Hot Days/yr (>90°F)
33
Freezing Days/yr (<32°F)
86.8
Annual Precipitation (in)
55
Annual Snowfall (in)
5.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
93.5
Higher than 90%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38231: frequently asked questions
- What is the median home value in ZIP Code 38231?
- The median home value in ZIP Code 38231 is $88,100, lower than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38231?
- The median annual property tax in ZIP Code 38231 is $375, an effective rate of 0% of home value.
- Is ZIP Code 38231 expensive to live in?
- Homes in ZIP Code 38231 cost about 2.37× the median household income, lower than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38231?
- The median gross rent in ZIP Code 38231 is $759 a month, lower than 64% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38231?
- ZIP Code 38231 averages 58°F year-round, summer highs near 87.1°F, winter lows around 28.7°F (NOAA 1991–2020 normals). It sees about 5.2 inches of snow a year.
- Is ZIP Code 38231 at risk of flooding or natural disasters?
- ZIP Code 38231's FEMA National Risk Index score is 93.5 (higher than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →