The basics
Total Population
3,288
Median Age
44.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$213,900
Median Property Tax
$916
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.5
Median Rent
$863
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
68%
Appreciation 1yr %
9.4%
Pandemic Gain %
51%
Recession Drop %
-9.1%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.5
Winter Avg Low (°F)
28.5
Avg Temperature (°F)
58.1
Hot Days/yr (>90°F)
42.5
Freezing Days/yr (<32°F)
91.7
Annual Precipitation (in)
56.8
Annual Snowfall (in)
2.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
85.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38313: frequently asked questions
- What is the median home value in ZIP Code 38313?
- The median home value in ZIP Code 38313 is $213,900, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 38313?
- The median annual property tax in ZIP Code 38313 is $916, an effective rate of 0% of home value.
- Is ZIP Code 38313 expensive to live in?
- Homes in ZIP Code 38313 cost about 2.5× the median household income, lower than 63% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38313?
- The median gross rent in ZIP Code 38313 is $863 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 38313?
- Home prices in ZIP Code 38313 have moved 68% over the past five years (9.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38313?
- ZIP Code 38313 averages 58.1°F year-round, summer highs near 87.5°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
- Is ZIP Code 38313 at risk of flooding or natural disasters?
- ZIP Code 38313's FEMA National Risk Index score is 85.6 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →