The basics
Total Population
3,631
Median Age
51.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$138,600
Median Property Tax
$646
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.77
Median Rent
$729
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
99%
Pandemic Gain %
59%
Recession Drop %
-11%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.1
Winter Avg Low (°F)
31.5
Avg Temperature (°F)
60.4
Hot Days/yr (>90°F)
59.1
Freezing Days/yr (<32°F)
74.4
Annual Precipitation (in)
59.1
Annual Snowfall (in)
1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
52.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38315: frequently asked questions
- What is the median home value in ZIP Code 38315?
- The median home value in ZIP Code 38315 is $138,600, lower than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38315?
- The median annual property tax in ZIP Code 38315 is $646, an effective rate of 0% of home value.
- Is ZIP Code 38315 expensive to live in?
- Homes in ZIP Code 38315 cost about 2.77× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38315?
- The median gross rent in ZIP Code 38315 is $729 a month, lower than 66% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38315?
- Home prices in ZIP Code 38315 have moved 99% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 38315?
- ZIP Code 38315 averages 60.4°F year-round, summer highs near 89.1°F, winter lows around 31.5°F (NOAA 1991–2020 normals). It sees about 1 inches of snow a year.
- Is ZIP Code 38315 at risk of flooding or natural disasters?
- ZIP Code 38315's FEMA National Risk Index score is 52.2 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →