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ZIP Code 38316

Gibson, Tennessee

FIPS 38316

Juniper

ZIP Code 38316 is in the bottom 13% nationally for FEMA risk score. It also sits in the 29th percentile nationally for median home value.

Median Home Value

$140,200

Lower than 71% of U.S. ZIP codes

FEMA Risk Score

91.1

Higher than 87% of U.S. ZIP codes

The basics

Total Population

3,289

Median Age

41.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$140,200

Lower than 71%

Median Property Tax

$880

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.77

Near median

Median Rent

$880

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.2

Winter Avg Low (°F)

29.9

Avg Temperature (°F)

59.7

Hot Days/yr (>90°F)

59.2

Freezing Days/yr (<32°F)

89.8

Annual Precipitation (in)

55.3

Annual Snowfall (in)

3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

91.1

Higher than 87%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38316: frequently asked questions

What is the median home value in ZIP Code 38316?
The median home value in ZIP Code 38316 is $140,200, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 38316?
The median annual property tax in ZIP Code 38316 is $880, an effective rate of 1% of home value.
Is ZIP Code 38316 expensive to live in?
Homes in ZIP Code 38316 cost about 2.77× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 38316?
The median gross rent in ZIP Code 38316 is $880 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 38316?
ZIP Code 38316 averages 59.7°F year-round, summer highs near 89.2°F, winter lows around 29.9°F (NOAA 1991–2020 normals). It sees about 3 inches of snow a year.
Is ZIP Code 38316 at risk of flooding or natural disasters?
ZIP Code 38316's FEMA National Risk Index score is 91.1 (higher than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →