The basics
Total Population
10,430
Median Age
43
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$157,800
Median Property Tax
$790
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.81
Median Rent
$778
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
71%
Appreciation 1yr %
7.9%
Pandemic Gain %
81%
Recession Drop %
-8.2%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.4
Winter Avg Low (°F)
31
Avg Temperature (°F)
60
Hot Days/yr (>90°F)
49.5
Freezing Days/yr (<32°F)
79.6
Annual Precipitation (in)
51.6
Annual Snowfall (in)
2.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38320: frequently asked questions
- What is the median home value in ZIP Code 38320?
- The median home value in ZIP Code 38320 is $157,800, lower than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38320?
- The median annual property tax in ZIP Code 38320 is $790, an effective rate of 1% of home value.
- Is ZIP Code 38320 expensive to live in?
- Homes in ZIP Code 38320 cost about 2.81× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38320?
- The median gross rent in ZIP Code 38320 is $778 a month, lower than 62% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38320?
- Home prices in ZIP Code 38320 have moved 71% over the past five years (7.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38320?
- ZIP Code 38320 averages 60°F year-round, summer highs near 88.4°F, winter lows around 31°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
- Is ZIP Code 38320 at risk of flooding or natural disasters?
- ZIP Code 38320's FEMA National Risk Index score is 79.4 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →