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ZIP Code 38320

Benton, Tennessee

FIPS 38320

Juniper

ZIP Code 38320 is in the top 5% nationally for HPI growth 5yr %, but in the bottom 31% nationally for FEMA risk score. It also sits in the top 9% nationally for appreciation 1yr %. And it sits in the 35th percentile nationally for median home value.

Median Home Value

$157,800

Lower than 65% of U.S. ZIP codes

HPI Growth 5yr %

71%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

79.4

Higher than 69% of U.S. ZIP codes

The basics

Total Population

10,430

Median Age

43

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$157,800

Lower than 65%

Median Property Tax

$790

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.81

Near median

Median Rent

$778

Lower than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

71%

Higher than 95%

Appreciation 1yr %

7.9%

Higher than 91%

Pandemic Gain %

81%

Recession Drop %

-8.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.4

Winter Avg Low (°F)

31

Avg Temperature (°F)

60

Hot Days/yr (>90°F)

49.5

Freezing Days/yr (<32°F)

79.6

Annual Precipitation (in)

51.6

Annual Snowfall (in)

2.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

79.4

Higher than 69%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38320: frequently asked questions

What is the median home value in ZIP Code 38320?
The median home value in ZIP Code 38320 is $157,800, lower than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 38320?
The median annual property tax in ZIP Code 38320 is $790, an effective rate of 1% of home value.
Is ZIP Code 38320 expensive to live in?
Homes in ZIP Code 38320 cost about 2.81× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 38320?
The median gross rent in ZIP Code 38320 is $778 a month, lower than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38320?
Home prices in ZIP Code 38320 have moved 71% over the past five years (7.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38320?
ZIP Code 38320 averages 60°F year-round, summer highs near 88.4°F, winter lows around 31°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
Is ZIP Code 38320 at risk of flooding or natural disasters?
ZIP Code 38320's FEMA National Risk Index score is 79.4 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →