The basics
Total Population
2,397
Median Age
44.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$157,900
Lower than 65%
Median Property Tax
$809
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.8
Near median
Median Rent
$540
Lower than 75%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.2
Winter Avg Low (°F)
29.9
Avg Temperature (°F)
59.7
Hot Days/yr (>90°F)
59.2
Freezing Days/yr (<32°F)
89.8
Annual Precipitation (in)
56.2
Annual Snowfall (in)
3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
70.6
Higher than 57%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38321: frequently asked questions
- What is the median home value in ZIP Code 38321?
- The median home value in ZIP Code 38321 is $157,900, lower than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38321?
- The median annual property tax in ZIP Code 38321 is $809, an effective rate of 1% of home value.
- Is ZIP Code 38321 expensive to live in?
- Homes in ZIP Code 38321 cost about 2.8× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38321?
- The median gross rent in ZIP Code 38321 is $540 a month, lower than 75% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38321?
- ZIP Code 38321 averages 59.7°F year-round, summer highs near 89.2°F, winter lows around 29.9°F (NOAA 1991–2020 normals). It sees about 3 inches of snow a year.
- Is ZIP Code 38321 at risk of flooding or natural disasters?
- ZIP Code 38321's FEMA National Risk Index score is 70.6 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →