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ZIP Code 38340

Chester, Tennessee

FIPS 38340

Juniper

ZIP Code 38340 is in the top 2% nationally for HPI growth 5yr %, but in the bottom 26% nationally for FEMA risk score. It also sits in the top 8% nationally for appreciation 1yr %. And it sits in the 36th percentile nationally for median home value.

Median Home Value

$160,000

Lower than 64% of U.S. ZIP codes

HPI Growth 5yr %

82%

Higher than 98% of U.S. ZIP codes

FEMA Risk Score

82.7

Higher than 74% of U.S. ZIP codes

The basics

Total Population

12,694

Median Age

34.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$160,000

Lower than 64%

Median Property Tax

$943

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.51

Lower than 62%

Median Rent

$785

Lower than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

82%

Higher than 98%

Appreciation 1yr %

8.5%

Higher than 92%

Pandemic Gain %

63%

Recession Drop %

-6.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.5

Winter Avg Low (°F)

28.5

Avg Temperature (°F)

58.1

Hot Days/yr (>90°F)

42.5

Freezing Days/yr (<32°F)

91.7

Annual Precipitation (in)

61.8

Annual Snowfall (in)

1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

82.7

Higher than 74%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38340: frequently asked questions

What is the median home value in ZIP Code 38340?
The median home value in ZIP Code 38340 is $160,000, lower than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 38340?
The median annual property tax in ZIP Code 38340 is $943, an effective rate of 1% of home value.
Is ZIP Code 38340 expensive to live in?
Homes in ZIP Code 38340 cost about 2.51× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 38340?
The median gross rent in ZIP Code 38340 is $785 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38340?
Home prices in ZIP Code 38340 have moved 82% over the past five years (8.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38340?
ZIP Code 38340 averages 58.1°F year-round, summer highs near 87.5°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 1 inches of snow a year.
Is ZIP Code 38340 at risk of flooding or natural disasters?
ZIP Code 38340's FEMA National Risk Index score is 82.7 (higher than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →