The basics
Total Population
67,482
Median Age
38.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$339,400
Median Property Tax
$1,613
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.96
Median Rent
$1,187
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
68%
Appreciation 1yr %
3.6%
Pandemic Gain %
65%
Recession Drop %
-12%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.7
Winter Avg Low (°F)
28.5
Avg Temperature (°F)
58
Hot Days/yr (>90°F)
41.4
Freezing Days/yr (<32°F)
93
Annual Precipitation (in)
56.3
Annual Snowfall (in)
0.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
77.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38401: frequently asked questions
- What is the median home value in ZIP Code 38401?
- The median home value in ZIP Code 38401 is $339,400, higher than 75% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38401?
- The median annual property tax in ZIP Code 38401 is $1,613, an effective rate of 0% of home value.
- Is ZIP Code 38401 expensive to live in?
- Homes in ZIP Code 38401 cost about 4.96× the median household income, higher than 85% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38401?
- The median gross rent in ZIP Code 38401 is $1,187 a month, higher than 71% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38401?
- Home prices in ZIP Code 38401 have moved 68% over the past five years (3.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38401?
- ZIP Code 38401 averages 58°F year-round, summer highs near 87.7°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 0.9 inches of snow a year.
- Is ZIP Code 38401 at risk of flooding or natural disasters?
- ZIP Code 38401's FEMA National Risk Index score is 77.7 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →