The basics
Total Population
719
Median Age
50.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$161,700
Lower than 63%
Median Property Tax
$417
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.09
Higher than 86%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.8
Winter Avg Low (°F)
29.6
Avg Temperature (°F)
56.4
Hot Days/yr (>90°F)
8.4
Freezing Days/yr (<32°F)
83.1
Annual Precipitation (in)
64.3
Annual Snowfall (in)
16
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
31
Lower than 84%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38554: frequently asked questions
- What is the median home value in ZIP Code 38554?
- The median home value in ZIP Code 38554 is $161,700, lower than 63% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38554?
- The median annual property tax in ZIP Code 38554 is $417, an effective rate of 0% of home value.
- Is ZIP Code 38554 expensive to live in?
- Homes in ZIP Code 38554 cost about 5.09× the median household income, higher than 86% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38554?
- ZIP Code 38554 averages 56.4°F year-round, summer highs near 82.8°F, winter lows around 29.6°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
- Is ZIP Code 38554 at risk of flooding or natural disasters?
- ZIP Code 38554's FEMA National Risk Index score is 31 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →