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ZIP Code 38555

Cumberland, Tennessee

FIPS 38555

Juniper

ZIP Code 38555 is in the top 2% nationally for HPI growth 5yr %, but in the bottom 23% nationally for price-to-income ratio. It also sits in the top 11% nationally for appreciation 1yr %.

Median Home Value

$236,300

Higher than 58% of U.S. ZIP codes

HPI Growth 5yr %

83%

Higher than 98% of U.S. ZIP codes

FEMA Risk Score

60

Lower than 57% of U.S. ZIP codes

The basics

Total Population

21,584

Median Age

42.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$236,300

Higher than 58%

Median Property Tax

$735

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.16

Higher than 77%

Median Rent

$804

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

83%

Higher than 98%

Appreciation 1yr %

7.1%

Higher than 89%

Pandemic Gain %

75%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82

Winter Avg Low (°F)

28.7

Avg Temperature (°F)

55.3

Hot Days/yr (>90°F)

7.1

Freezing Days/yr (<32°F)

83.5

Annual Precipitation (in)

60

Annual Snowfall (in)

14.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

60

Lower than 57%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38555: frequently asked questions

What is the median home value in ZIP Code 38555?
The median home value in ZIP Code 38555 is $236,300, higher than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 38555?
The median annual property tax in ZIP Code 38555 is $735, an effective rate of 0% of home value.
Is ZIP Code 38555 expensive to live in?
Homes in ZIP Code 38555 cost about 4.16× the median household income, higher than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 38555?
The median gross rent in ZIP Code 38555 is $804 a month, lower than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38555?
Home prices in ZIP Code 38555 have moved 83% over the past five years (7.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38555?
ZIP Code 38555 averages 55.3°F year-round, summer highs near 82°F, winter lows around 28.7°F (NOAA 1991–2020 normals). It sees about 14.1 inches of snow a year.
Is ZIP Code 38555 at risk of flooding or natural disasters?
ZIP Code 38555's FEMA National Risk Index score is 60 (lower than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →