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ZIP Code 38563

Smith, Tennessee

FIPS 38563

Juniper

ZIP Code 38563 is in the bottom 16% nationally for price-to-income ratio.

Median Home Value

$241,300

Higher than 59% of U.S. ZIP codes

FEMA Risk Score

72

Higher than 59% of U.S. ZIP codes

The basics

Total Population

1,826

Median Age

45.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$241,300

Higher than 59%

Median Property Tax

$1,200

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.8

Higher than 84%

Median Rent

$855

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

41%

Recession Drop %

-6.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.7

Winter Avg Low (°F)

29

Avg Temperature (°F)

58.5

Hot Days/yr (>90°F)

43.7

Freezing Days/yr (<32°F)

86.2

Annual Precipitation (in)

57

Annual Snowfall (in)

1.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

72

Higher than 59%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38563: frequently asked questions

What is the median home value in ZIP Code 38563?
The median home value in ZIP Code 38563 is $241,300, higher than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 38563?
The median annual property tax in ZIP Code 38563 is $1,200, an effective rate of 1% of home value.
Is ZIP Code 38563 expensive to live in?
Homes in ZIP Code 38563 cost about 4.8× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 38563?
The median gross rent in ZIP Code 38563 is $855 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 38563?
ZIP Code 38563 averages 58.5°F year-round, summer highs near 87.7°F, winter lows around 29°F (NOAA 1991–2020 normals). It sees about 1.5 inches of snow a year.
Is ZIP Code 38563 at risk of flooding or natural disasters?
ZIP Code 38563's FEMA National Risk Index score is 72 (higher than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →