The basics
Total Population
2,687
Median Age
41.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$88,300
Lower than 85%
Median Property Tax
$1,097
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.29
Lower than 69%
Median Rent
$799
Lower than 60%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.1
Winter Avg Low (°F)
34
Avg Temperature (°F)
62.5
Hot Days/yr (>90°F)
85.5
Freezing Days/yr (<32°F)
58.7
Annual Precipitation (in)
56.7
Annual Snowfall (in)
0.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
68.9
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38646: frequently asked questions
- What is the median home value in ZIP Code 38646?
- The median home value in ZIP Code 38646 is $88,300, lower than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38646?
- The median annual property tax in ZIP Code 38646 is $1,097, an effective rate of 1% of home value.
- Is ZIP Code 38646 expensive to live in?
- Homes in ZIP Code 38646 cost about 2.29× the median household income, lower than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38646?
- The median gross rent in ZIP Code 38646 is $799 a month, lower than 60% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38646?
- ZIP Code 38646 averages 62.5°F year-round, summer highs near 91.1°F, winter lows around 34°F (NOAA 1991–2020 normals). It sees about 0.4 inches of snow a year.
- Is ZIP Code 38646 at risk of flooding or natural disasters?
- ZIP Code 38646's FEMA National Risk Index score is 68.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →