The basics
Total Population
16,696
Median Age
35.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$160,700
Median Property Tax
$1,327
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.59
Median Rent
$810
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
26%
Appreciation 1yr %
-4.9%
Pandemic Gain %
21%
Recession Drop %
0.94%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.6
Winter Avg Low (°F)
35.3
Avg Temperature (°F)
63.6
Hot Days/yr (>90°F)
92.7
Freezing Days/yr (<32°F)
49.5
Annual Precipitation (in)
59.3
Annual Snowfall (in)
1.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
82.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38732: frequently asked questions
- What is the median home value in ZIP Code 38732?
- The median home value in ZIP Code 38732 is $160,700, lower than 64% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38732?
- The median annual property tax in ZIP Code 38732 is $1,327, an effective rate of 1% of home value.
- Is ZIP Code 38732 expensive to live in?
- Homes in ZIP Code 38732 cost about 3.59× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38732?
- The median gross rent in ZIP Code 38732 is $810 a month, lower than 59% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38732?
- Home prices in ZIP Code 38732 have moved 26% over the past five years (-4.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38732?
- ZIP Code 38732 averages 63.6°F year-round, summer highs near 91.6°F, winter lows around 35.3°F (NOAA 1991–2020 normals). It sees about 1.9 inches of snow a year.
- Is ZIP Code 38732 at risk of flooding or natural disasters?
- ZIP Code 38732's FEMA National Risk Index score is 82.2 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →