The basics
Total Population
4,860
Median Age
38.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$91,500
Median Property Tax
$674
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.65
Median Rent
$825
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Pandemic Gain %
68%
Recession Drop %
1.4%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.9
Winter Avg Low (°F)
32.4
Avg Temperature (°F)
60.5
Hot Days/yr (>90°F)
60
Freezing Days/yr (<32°F)
72.5
Annual Precipitation (in)
58.8
Annual Snowfall (in)
0.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
73.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38865: frequently asked questions
- What is the median home value in ZIP Code 38865?
- The median home value in ZIP Code 38865 is $91,500, lower than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38865?
- The median annual property tax in ZIP Code 38865 is $674, an effective rate of 1% of home value.
- Is ZIP Code 38865 expensive to live in?
- Homes in ZIP Code 38865 cost about 1.65× the median household income, lower than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38865?
- The median gross rent in ZIP Code 38865 is $825 a month, lower than 57% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38865?
- Home prices in ZIP Code 38865 have moved 48% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 38865?
- ZIP Code 38865 averages 60.5°F year-round, summer highs near 88.9°F, winter lows around 32.4°F (NOAA 1991–2020 normals). It sees about 0.7 inches of snow a year.
- Is ZIP Code 38865 at risk of flooding or natural disasters?
- ZIP Code 38865's FEMA National Risk Index score is 73.4 (higher than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →