The basics
Total Population
8,963
Median Age
39.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$153,100
Median Property Tax
$873
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.63
Median Rent
$645
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
-3.7%
Pandemic Gain %
53%
Recession Drop %
-5.6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.9
Winter Avg Low (°F)
31.5
Avg Temperature (°F)
61.5
Hot Days/yr (>90°F)
68.7
Freezing Days/yr (<32°F)
75.8
Annual Precipitation (in)
58.6
Annual Snowfall (in)
1.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38965: frequently asked questions
- What is the median home value in ZIP Code 38965?
- The median home value in ZIP Code 38965 is $153,100, lower than 67% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38965?
- The median annual property tax in ZIP Code 38965 is $873, an effective rate of 1% of home value.
- Is ZIP Code 38965 expensive to live in?
- Homes in ZIP Code 38965 cost about 2.63× the median household income, lower than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38965?
- The median gross rent in ZIP Code 38965 is $645 a month, lower than 72% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38965?
- Home prices in ZIP Code 38965 have moved 60% over the past five years (-3.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38965?
- ZIP Code 38965 averages 61.5°F year-round, summer highs near 89.9°F, winter lows around 31.5°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
- Is ZIP Code 38965 at risk of flooding or natural disasters?
- ZIP Code 38965's FEMA National Risk Index score is 65.5 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →