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ZIP Code 40071

Spencer, Kentucky

FIPS 40071

Juniper

ZIP Code 40071 is in the top 27% nationally for appreciation 1yr %, but in the bottom 38% nationally for FEMA risk score. It also sits in the 73th percentile nationally for median home value. And it sits in the top 29% nationally for HPI growth 5yr %.

Median Home Value

$329,000

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

74.1

Higher than 62% of U.S. ZIP codes

The basics

Total Population

17,239

Median Age

40.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$329,000

Higher than 73%

Median Property Tax

$2,273

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.34

Higher than 61%

Median Rent

$960

Higher than 57%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Appreciation 1yr %

2.2%

Higher than 73%

Pandemic Gain %

40%

Recession Drop %

-6.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.8

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

61.3

Freezing Days/yr (<32°F)

108.6

Annual Precipitation (in)

52.5

Annual Snowfall (in)

3.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

74.1

Higher than 62%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40071: frequently asked questions

What is the median home value in ZIP Code 40071?
The median home value in ZIP Code 40071 is $329,000, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 40071?
The median annual property tax in ZIP Code 40071 is $2,273, an effective rate of 1% of home value.
Is ZIP Code 40071 expensive to live in?
Homes in ZIP Code 40071 cost about 3.34× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 40071?
The median gross rent in ZIP Code 40071 is $960 a month, higher than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40071?
Home prices in ZIP Code 40071 have moved 49% over the past five years (2.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40071?
ZIP Code 40071 averages 55.9°F year-round, summer highs near 88.8°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 3.5 inches of snow a year.
Is ZIP Code 40071 at risk of flooding or natural disasters?
ZIP Code 40071's FEMA National Risk Index score is 74.1 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →