The basics
Total Population
5,994
Median Age
41.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$144,600
Median Property Tax
$754
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.4
Median Rent
$711
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
43%
Recession Drop %
-8.9%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.1
Winter Avg Low (°F)
25.8
Avg Temperature (°F)
54.6
Hot Days/yr (>90°F)
12.8
Freezing Days/yr (<32°F)
107
Annual Precipitation (in)
48.5
Annual Snowfall (in)
6.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
70.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40312: frequently asked questions
- What is the median home value in ZIP Code 40312?
- The median home value in ZIP Code 40312 is $144,600, lower than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40312?
- The median annual property tax in ZIP Code 40312 is $754, an effective rate of 1% of home value.
- Is ZIP Code 40312 expensive to live in?
- Homes in ZIP Code 40312 cost about 3.4× the median household income, higher than 63% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40312?
- The median gross rent in ZIP Code 40312 is $711 a month, lower than 68% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40312?
- ZIP Code 40312 averages 54.6°F year-round, summer highs near 83.1°F, winter lows around 25.8°F (NOAA 1991–2020 normals). It sees about 6.2 inches of snow a year.
- Is ZIP Code 40312 at risk of flooding or natural disasters?
- ZIP Code 40312's FEMA National Risk Index score is 70.1 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →