Back to Explorer

ZIP Code 40330

Mercer, Kentucky

FIPS 40330

Juniper

ZIP Code 40330 is in the top 16% nationally for HPI growth 5yr %, but in the bottom 28% nationally for FEMA risk score. It also sits in the top 31% nationally for appreciation 1yr %.

Median Home Value

$199,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

58%

Higher than 84% of U.S. ZIP codes

FEMA Risk Score

81.2

Higher than 72% of U.S. ZIP codes

The basics

Total Population

21,250

Median Age

42.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$199,500

Near median

Median Property Tax

$1,619

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.12

Higher than 56%

Median Rent

$824

Lower than 57%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

58%

Higher than 84%

Appreciation 1yr %

1%

Higher than 69%

Pandemic Gain %

45%

Recession Drop %

-3.3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.5

Winter Avg Low (°F)

28.6

Avg Temperature (°F)

57

Hot Days/yr (>90°F)

27.6

Freezing Days/yr (<32°F)

79.6

Annual Precipitation (in)

50.3

Annual Snowfall (in)

10.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.2

Higher than 72%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40330: frequently asked questions

What is the median home value in ZIP Code 40330?
The median home value in ZIP Code 40330 is $199,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 40330?
The median annual property tax in ZIP Code 40330 is $1,619, an effective rate of 1% of home value.
Is ZIP Code 40330 expensive to live in?
Homes in ZIP Code 40330 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 40330?
The median gross rent in ZIP Code 40330 is $824 a month, lower than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40330?
Home prices in ZIP Code 40330 have moved 58% over the past five years (1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40330?
ZIP Code 40330 averages 57°F year-round, summer highs near 85.5°F, winter lows around 28.6°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 40330 at risk of flooding or natural disasters?
ZIP Code 40330's FEMA National Risk Index score is 81.2 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →