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ZIP Code 40353

Montgomery, Kentucky

FIPS 40353

Juniper

ZIP Code 40353 is in the top 20% nationally for HPI growth 5yr %. It also sits in the top 27% nationally for appreciation 1yr %.

Median Home Value

$184,000

Near the U.S. ZIP codes median

HPI Growth 5yr %

55%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

59

Lower than 58% of U.S. ZIP codes

The basics

Total Population

22,725

Median Age

41.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$184,000

Near median

Median Property Tax

$1,391

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.21

Higher than 58%

Median Rent

$836

Lower than 56%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 80%

Appreciation 1yr %

2.1%

Higher than 73%

Pandemic Gain %

49%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

53.8

Hot Days/yr (>90°F)

27.8

Freezing Days/yr (<32°F)

115.9

Annual Precipitation (in)

48.5

Annual Snowfall (in)

8.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

59

Lower than 58%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40353: frequently asked questions

What is the median home value in ZIP Code 40353?
The median home value in ZIP Code 40353 is $184,000, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 40353?
The median annual property tax in ZIP Code 40353 is $1,391, an effective rate of 1% of home value.
Is ZIP Code 40353 expensive to live in?
Homes in ZIP Code 40353 cost about 3.21× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 40353?
The median gross rent in ZIP Code 40353 is $836 a month, lower than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40353?
Home prices in ZIP Code 40353 have moved 55% over the past five years (2.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40353?
ZIP Code 40353 averages 53.8°F year-round, summer highs near 85.2°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 8.8 inches of snow a year.
Is ZIP Code 40353 at risk of flooding or natural disasters?
ZIP Code 40353's FEMA National Risk Index score is 59 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →