The basics
Total Population
3,445
Median Age
41.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$123,600
Lower than 75%
Median Property Tax
$725
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.35
Lower than 67%
Median Rent
$757
Lower than 64%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.4
Winter Avg Low (°F)
27
Avg Temperature (°F)
55.3
Hot Days/yr (>90°F)
13.3
Freezing Days/yr (<32°F)
100.9
Annual Precipitation (in)
51.4
Annual Snowfall (in)
10.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
68.8
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40409: frequently asked questions
- What is the median home value in ZIP Code 40409?
- The median home value in ZIP Code 40409 is $123,600, lower than 75% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40409?
- The median annual property tax in ZIP Code 40409 is $725, an effective rate of 1% of home value.
- Is ZIP Code 40409 expensive to live in?
- Homes in ZIP Code 40409 cost about 2.35× the median household income, lower than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40409?
- The median gross rent in ZIP Code 40409 is $757 a month, lower than 64% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40409?
- ZIP Code 40409 averages 55.3°F year-round, summer highs near 83.4°F, winter lows around 27°F (NOAA 1991–2020 normals). It sees about 10.9 inches of snow a year.
- Is ZIP Code 40409 at risk of flooding or natural disasters?
- ZIP Code 40409's FEMA National Risk Index score is 68.8 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →