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ZIP Code 40444

Garrard, Kentucky

FIPS 40444

Juniper

ZIP Code 40444 is in the top 18% nationally for HPI growth 5yr %, but in the bottom 35% nationally for price-to-income ratio. It also sits in the top 22% nationally for appreciation 1yr %. And it sits in the top 34% nationally for FEMA risk score.

Median Home Value

$218,000

Near the U.S. ZIP codes median

HPI Growth 5yr %

56%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

51.1

Lower than 66% of U.S. ZIP codes

The basics

Total Population

14,276

Median Age

43.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$218,000

Near median

Median Property Tax

$1,497

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.49

Higher than 65%

Median Rent

$811

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 82%

Appreciation 1yr %

3.4%

Higher than 78%

Pandemic Gain %

47%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.5

Winter Avg Low (°F)

28.6

Avg Temperature (°F)

57

Hot Days/yr (>90°F)

27.6

Freezing Days/yr (<32°F)

79.6

Annual Precipitation (in)

45.9

Annual Snowfall (in)

7.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.1

Lower than 66%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40444: frequently asked questions

What is the median home value in ZIP Code 40444?
The median home value in ZIP Code 40444 is $218,000, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 40444?
The median annual property tax in ZIP Code 40444 is $1,497, an effective rate of 1% of home value.
Is ZIP Code 40444 expensive to live in?
Homes in ZIP Code 40444 cost about 3.49× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 40444?
The median gross rent in ZIP Code 40444 is $811 a month, lower than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40444?
Home prices in ZIP Code 40444 have moved 56% over the past five years (3.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40444?
ZIP Code 40444 averages 57°F year-round, summer highs near 85.5°F, winter lows around 28.6°F (NOAA 1991–2020 normals). It sees about 7.4 inches of snow a year.
Is ZIP Code 40444 at risk of flooding or natural disasters?
ZIP Code 40444's FEMA National Risk Index score is 51.1 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →