The basics
Total Population
2,375
Median Age
50
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$157,500
Median Property Tax
$798
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.43
Median Rent
$826
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.5
Winter Avg Low (°F)
25.4
Avg Temperature (°F)
54.9
Hot Days/yr (>90°F)
22.2
Freezing Days/yr (<32°F)
123.9
Annual Precipitation (in)
51.3
Annual Snowfall (in)
18.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40486: frequently asked questions
- What is the median home value in ZIP Code 40486?
- The median home value in ZIP Code 40486 is $157,500, lower than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40486?
- The median annual property tax in ZIP Code 40486 is $798, an effective rate of 1% of home value.
- Is ZIP Code 40486 expensive to live in?
- Homes in ZIP Code 40486 cost about 2.43× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40486?
- The median gross rent in ZIP Code 40486 is $826 a month, lower than 57% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40486?
- ZIP Code 40486 averages 54.9°F year-round, summer highs near 84.5°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 18.2 inches of snow a year.
- Is ZIP Code 40486 at risk of flooding or natural disasters?
- ZIP Code 40486's FEMA National Risk Index score is 64.8 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →