The basics
Total Population
4,538
Median Age
34.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$91,200
Median Property Tax
$840
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.63
Median Rent
$780
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
53%
Recession Drop %
-9.8%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.7
Winter Avg Low (°F)
28.9
Avg Temperature (°F)
56.8
Hot Days/yr (>90°F)
25.2
Freezing Days/yr (<32°F)
91.3
Annual Precipitation (in)
50.5
Annual Snowfall (in)
7.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
43
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40489: frequently asked questions
- What is the median home value in ZIP Code 40489?
- The median home value in ZIP Code 40489 is $91,200, lower than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40489?
- The median annual property tax in ZIP Code 40489 is $840, an effective rate of 1% of home value.
- Is ZIP Code 40489 expensive to live in?
- Homes in ZIP Code 40489 cost about 1.63× the median household income, lower than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40489?
- The median gross rent in ZIP Code 40489 is $780 a month, lower than 61% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40489?
- ZIP Code 40489 averages 56.8°F year-round, summer highs near 84.7°F, winter lows around 28.9°F (NOAA 1991–2020 normals). It sees about 7.4 inches of snow a year.
- Is ZIP Code 40489 at risk of flooding or natural disasters?
- ZIP Code 40489's FEMA National Risk Index score is 43 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →