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ZIP Code 41040

Pendleton, Kentucky

FIPS 41040

Juniper

ZIP Code 41040 is in the top 1% nationally for appreciation 1yr %, but in the bottom 23% nationally for FEMA risk score. It also sits in the top 4% nationally for HPI growth 5yr %. And it sits in the 29th percentile nationally for median home value.

Median Home Value

$137,500

Lower than 71% of U.S. ZIP codes

HPI Growth 5yr %

74%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

84.5

Higher than 77% of U.S. ZIP codes

The basics

Total Population

7,040

Median Age

43.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$137,500

Lower than 71%

Median Property Tax

$1,090

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.8

Near median

Median Rent

$878

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

74%

Higher than 96%

Appreciation 1yr %

29%

Higher than 100%

Pandemic Gain %

45%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.5

Winter Avg Low (°F)

27.4

Avg Temperature (°F)

56.4

Hot Days/yr (>90°F)

23.3

Freezing Days/yr (<32°F)

90.9

Annual Precipitation (in)

45.9

Annual Snowfall (in)

16

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.5

Higher than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 41040: frequently asked questions

What is the median home value in ZIP Code 41040?
The median home value in ZIP Code 41040 is $137,500, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 41040?
The median annual property tax in ZIP Code 41040 is $1,090, an effective rate of 1% of home value.
Is ZIP Code 41040 expensive to live in?
Homes in ZIP Code 41040 cost about 2.8× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 41040?
The median gross rent in ZIP Code 41040 is $878 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 41040?
Home prices in ZIP Code 41040 have moved 74% over the past five years (29% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 41040?
ZIP Code 41040 averages 56.4°F year-round, summer highs near 85.5°F, winter lows around 27.4°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
Is ZIP Code 41040 at risk of flooding or natural disasters?
ZIP Code 41040's FEMA National Risk Index score is 84.5 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →