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ZIP Code 41086

Gallatin, Kentucky

FIPS 41086

Juniper

ZIP Code 41086 is in the bottom 24% nationally for FEMA risk score. It also sits in the 40th percentile nationally for median home value.

Median Home Value

$168,800

Lower than 60% of U.S. ZIP codes

FEMA Risk Score

84.1

Higher than 76% of U.S. ZIP codes

The basics

Total Population

2,237

Median Age

35.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$168,800

Lower than 60%

Median Property Tax

$1,491

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.73

Lower than 56%

Median Rent

$899

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

39%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.8

Winter Avg Low (°F)

21.5

Avg Temperature (°F)

53

Hot Days/yr (>90°F)

12.2

Freezing Days/yr (<32°F)

119.9

Annual Precipitation (in)

47.7

Annual Snowfall (in)

6.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.1

Higher than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 41086: frequently asked questions

What is the median home value in ZIP Code 41086?
The median home value in ZIP Code 41086 is $168,800, lower than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 41086?
The median annual property tax in ZIP Code 41086 is $1,491, an effective rate of 1% of home value.
Is ZIP Code 41086 expensive to live in?
Homes in ZIP Code 41086 cost about 2.73× the median household income, lower than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 41086?
The median gross rent in ZIP Code 41086 is $899 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 41086?
ZIP Code 41086 averages 53°F year-round, summer highs near 83.8°F, winter lows around 21.5°F (NOAA 1991–2020 normals). It sees about 6.5 inches of snow a year.
Is ZIP Code 41086 at risk of flooding or natural disasters?
ZIP Code 41086's FEMA National Risk Index score is 84.1 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →