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ZIP Code 42445

Caldwell, Kentucky

FIPS 42445

Juniper

ZIP Code 42445 is in the top 10% nationally for HPI growth 5yr %, but in the bottom 18% nationally for FEMA risk score. It also sits in the 23th percentile nationally for median home value. And it sits in the top 28% nationally for price-to-income ratio.

Median Home Value

$118,100

Lower than 77% of U.S. ZIP codes

HPI Growth 5yr %

64%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

87.9

Higher than 82% of U.S. ZIP codes

The basics

Total Population

10,533

Median Age

44

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$118,100

Lower than 77%

Median Property Tax

$665

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.14

Lower than 72%

Median Rent

$768

Lower than 63%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

64%

Higher than 90%

Appreciation 1yr %

-0.64%

Higher than 65%

Pandemic Gain %

36%

Recession Drop %

-3.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88

Winter Avg Low (°F)

29.1

Avg Temperature (°F)

58.6

Hot Days/yr (>90°F)

49.2

Freezing Days/yr (<32°F)

78.2

Annual Precipitation (in)

50.9

Annual Snowfall (in)

8.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

87.9

Higher than 82%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 42445: frequently asked questions

What is the median home value in ZIP Code 42445?
The median home value in ZIP Code 42445 is $118,100, lower than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 42445?
The median annual property tax in ZIP Code 42445 is $665, an effective rate of 1% of home value.
Is ZIP Code 42445 expensive to live in?
Homes in ZIP Code 42445 cost about 2.14× the median household income, lower than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 42445?
The median gross rent in ZIP Code 42445 is $768 a month, lower than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 42445?
Home prices in ZIP Code 42445 have moved 64% over the past five years (-0.64% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 42445?
ZIP Code 42445 averages 58.6°F year-round, summer highs near 88°F, winter lows around 29.1°F (NOAA 1991–2020 normals). It sees about 8.5 inches of snow a year.
Is ZIP Code 42445 at risk of flooding or natural disasters?
ZIP Code 42445's FEMA National Risk Index score is 87.9 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →