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ZIP Code 42728

Adair, Kentucky

FIPS 42728

Juniper

ZIP Code 42728 is in the top 9% nationally for HPI growth 5yr %. It also sits in the 32th percentile nationally for median home value. And it sits in the 37th percentile nationally for median rent.

Median Home Value

$151,300

Lower than 68% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

69.7

Near the U.S. ZIP codes median

The basics

Total Population

16,412

Median Age

39.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$151,300

Lower than 68%

Median Property Tax

$965

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.93

Near median

Median Rent

$771

Lower than 63%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 91%

Appreciation 1yr %

-2.5%

Higher than 61%

Pandemic Gain %

49%

Recession Drop %

-4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.4

Winter Avg Low (°F)

26.8

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

25

Freezing Days/yr (<32°F)

110.8

Annual Precipitation (in)

50.1

Annual Snowfall (in)

4.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

69.7

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 42728: frequently asked questions

What is the median home value in ZIP Code 42728?
The median home value in ZIP Code 42728 is $151,300, lower than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 42728?
The median annual property tax in ZIP Code 42728 is $965, an effective rate of 1% of home value.
Is ZIP Code 42728 expensive to live in?
Homes in ZIP Code 42728 cost about 2.93× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 42728?
The median gross rent in ZIP Code 42728 is $771 a month, lower than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 42728?
Home prices in ZIP Code 42728 have moved 65% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 42728?
ZIP Code 42728 averages 55.4°F year-round, summer highs near 84.4°F, winter lows around 26.8°F (NOAA 1991–2020 normals). It sees about 4.9 inches of snow a year.
Is ZIP Code 42728 at risk of flooding or natural disasters?
ZIP Code 42728's FEMA National Risk Index score is 69.7 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →