The basics
Total Population
3,287
Median Age
37.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$147,200
Median Property Tax
$1,495
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.91
Median Rent
$832
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
64%
Appreciation 1yr %
27%
Pandemic Gain %
54%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.2
Winter Avg Low (°F)
21.8
Avg Temperature (°F)
50.6
Hot Days/yr (>90°F)
8.2
Freezing Days/yr (<32°F)
124.1
Annual Precipitation (in)
43.1
Annual Snowfall (in)
49.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
39.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 44865: frequently asked questions
- What is the median home value in ZIP Code 44865?
- The median home value in ZIP Code 44865 is $147,200, lower than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 44865?
- The median annual property tax in ZIP Code 44865 is $1,495, an effective rate of 1% of home value.
- Is ZIP Code 44865 expensive to live in?
- Homes in ZIP Code 44865 cost about 1.91× the median household income, lower than 77% of U.S. ZIP codes.
- What is the average rent in ZIP Code 44865?
- The median gross rent in ZIP Code 44865 is $832 a month, lower than 56% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 44865?
- Home prices in ZIP Code 44865 have moved 64% over the past five years (27% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 44865?
- ZIP Code 44865 averages 50.6°F year-round, summer highs near 81.2°F, winter lows around 21.8°F (NOAA 1991–2020 normals). It sees about 49.2 inches of snow a year.
- Is ZIP Code 44865 at risk of flooding or natural disasters?
- ZIP Code 44865's FEMA National Risk Index score is 39.6 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →