The basics
Total Population
1,086
Median Age
52.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$279,400
Median Property Tax
$2,468
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.04
Median Rent
$1,156
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
42%
Recession Drop %
-13%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.1
Winter Avg Low (°F)
20.4
Avg Temperature (°F)
51.9
Hot Days/yr (>90°F)
24.9
Freezing Days/yr (<32°F)
129.4
Annual Precipitation (in)
41.5
Annual Snowfall (in)
11.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
32.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45312: frequently asked questions
- What is the median home value in ZIP Code 45312?
- The median home value in ZIP Code 45312 is $279,400, higher than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45312?
- The median annual property tax in ZIP Code 45312 is $2,468, an effective rate of 1% of home value.
- Is ZIP Code 45312 expensive to live in?
- Homes in ZIP Code 45312 cost about 3.04× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 45312?
- The median gross rent in ZIP Code 45312 is $1,156 a month, higher than 70% of U.S. ZIP codes.
- What is the weather like in ZIP Code 45312?
- ZIP Code 45312 averages 51.9°F year-round, summer highs near 84.1°F, winter lows around 20.4°F (NOAA 1991–2020 normals). It sees about 11.7 inches of snow a year.
- Is ZIP Code 45312 at risk of flooding or natural disasters?
- ZIP Code 45312's FEMA National Risk Index score is 32.8 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →