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ZIP Code 45320

Preble, Ohio

FIPS 45320

Juniper

ZIP Code 45320 is in the top 28% nationally for appreciation 1yr %. It also sits in the top 30% nationally for FEMA risk score. And it sits in the top 31% nationally for HPI growth 5yr %.

Median Home Value

$186,200

Near the U.S. ZIP codes median

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

47.5

Lower than 70% of U.S. ZIP codes

The basics

Total Population

15,454

Median Age

44.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$186,200

Near median

Median Property Tax

$1,953

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.87

Near median

Median Rent

$783

Lower than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

2%

Higher than 72%

Pandemic Gain %

43%

Recession Drop %

-13%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.5

Winter Avg Low (°F)

19.9

Avg Temperature (°F)

51.2

Hot Days/yr (>90°F)

14.5

Freezing Days/yr (<32°F)

126.2

Annual Precipitation (in)

43.1

Annual Snowfall (in)

12.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

47.5

Lower than 70%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45320: frequently asked questions

What is the median home value in ZIP Code 45320?
The median home value in ZIP Code 45320 is $186,200, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 45320?
The median annual property tax in ZIP Code 45320 is $1,953, an effective rate of 1% of home value.
Is ZIP Code 45320 expensive to live in?
Homes in ZIP Code 45320 cost about 2.87× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 45320?
The median gross rent in ZIP Code 45320 is $783 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45320?
Home prices in ZIP Code 45320 have moved 47% over the past five years (2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45320?
ZIP Code 45320 averages 51.2°F year-round, summer highs near 83.5°F, winter lows around 19.9°F (NOAA 1991–2020 normals). It sees about 12.4 inches of snow a year.
Is ZIP Code 45320 at risk of flooding or natural disasters?
ZIP Code 45320's FEMA National Risk Index score is 47.5 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →