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ZIP Code 45638

Lawrence, Ohio

FIPS 45638

Juniper

ZIP Code 45638 is in the top 18% nationally for appreciation 1yr %. It also sits in the 24th percentile nationally for median home value. And it sits in the top 31% nationally for price-to-income ratio.

Median Home Value

$119,000

Lower than 76% of U.S. ZIP codes

HPI Growth 5yr %

41%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

57.9

Lower than 59% of U.S. ZIP codes

The basics

Total Population

19,982

Median Age

40.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$119,000

Lower than 76%

Median Property Tax

$1,091

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.26

Lower than 69%

Median Rent

$807

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

41%

Higher than 62%

Appreciation 1yr %

4.7%

Higher than 82%

Pandemic Gain %

38%

Recession Drop %

-2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.1

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

53.8

Hot Days/yr (>90°F)

34.7

Freezing Days/yr (<32°F)

125.4

Annual Precipitation (in)

46.7

Annual Snowfall (in)

6.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

57.9

Lower than 59%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45638: frequently asked questions

What is the median home value in ZIP Code 45638?
The median home value in ZIP Code 45638 is $119,000, lower than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 45638?
The median annual property tax in ZIP Code 45638 is $1,091, an effective rate of 1% of home value.
Is ZIP Code 45638 expensive to live in?
Homes in ZIP Code 45638 cost about 2.26× the median household income, lower than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 45638?
The median gross rent in ZIP Code 45638 is $807 a month, lower than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45638?
Home prices in ZIP Code 45638 have moved 41% over the past five years (4.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45638?
ZIP Code 45638 averages 53.8°F year-round, summer highs near 84.1°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 6.2 inches of snow a year.
Is ZIP Code 45638 at risk of flooding or natural disasters?
ZIP Code 45638's FEMA National Risk Index score is 57.9 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →