The basics
Total Population
5,340
Median Age
39.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$169,200
Median Property Tax
$1,439
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.01
Median Rent
$675
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
58%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.5
Winter Avg Low (°F)
23.4
Avg Temperature (°F)
52.7
Hot Days/yr (>90°F)
12.2
Freezing Days/yr (<32°F)
123.7
Annual Precipitation (in)
46.5
Annual Snowfall (in)
23.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
68.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45651: frequently asked questions
- What is the median home value in ZIP Code 45651?
- The median home value in ZIP Code 45651 is $169,200, lower than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45651?
- The median annual property tax in ZIP Code 45651 is $1,439, an effective rate of 1% of home value.
- Is ZIP Code 45651 expensive to live in?
- Homes in ZIP Code 45651 cost about 3.01× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 45651?
- The median gross rent in ZIP Code 45651 is $675 a month, lower than 70% of U.S. ZIP codes.
- What is the weather like in ZIP Code 45651?
- ZIP Code 45651 averages 52.7°F year-round, summer highs near 83.5°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 23.4 inches of snow a year.
- Is ZIP Code 45651 at risk of flooding or natural disasters?
- ZIP Code 45651's FEMA National Risk Index score is 68.7 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →