The basics
Total Population
3,187
Median Age
50.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$218,500
Median Property Tax
$1,808
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.08
Median Rent
$821
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
26%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.8
Winter Avg Low (°F)
23.4
Avg Temperature (°F)
52.9
Hot Days/yr (>90°F)
23
Freezing Days/yr (<32°F)
122.5
Annual Precipitation (in)
44.5
Annual Snowfall (in)
15.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45786: frequently asked questions
- What is the median home value in ZIP Code 45786?
- The median home value in ZIP Code 45786 is $218,500, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 45786?
- The median annual property tax in ZIP Code 45786 is $1,808, an effective rate of 1% of home value.
- Is ZIP Code 45786 expensive to live in?
- Homes in ZIP Code 45786 cost about 3.08× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 45786?
- The median gross rent in ZIP Code 45786 is $821 a month, lower than 57% of U.S. ZIP codes.
- What is the weather like in ZIP Code 45786?
- ZIP Code 45786 averages 52.9°F year-round, summer highs near 83.8°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 15.7 inches of snow a year.
- Is ZIP Code 45786 at risk of flooding or natural disasters?
- ZIP Code 45786's FEMA National Risk Index score is 45.7 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →