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ZIP Code 45845

Shelby, Ohio

FIPS 45845

Juniper

ZIP Code 45845 is in the top 10% nationally for appreciation 1yr %, but in the bottom 37% nationally for FEMA risk score. It also sits in the top 29% nationally for HPI growth 5yr %. And it sits in the 70th percentile nationally for median home value.

Median Home Value

$306,300

Higher than 70% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

75.1

Higher than 63% of U.S. ZIP codes

The basics

Total Population

3,429

Median Age

33.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$306,300

Higher than 70%

Median Property Tax

$2,718

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.22

Higher than 58%

Median Rent

$836

Lower than 56%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Appreciation 1yr %

7.5%

Higher than 90%

Pandemic Gain %

9%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.9

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

13.8

Freezing Days/yr (<32°F)

134.1

Annual Precipitation (in)

41

Annual Snowfall (in)

26

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

75.1

Higher than 63%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45845: frequently asked questions

What is the median home value in ZIP Code 45845?
The median home value in ZIP Code 45845 is $306,300, higher than 70% of U.S. ZIP codes.
How much is property tax in ZIP Code 45845?
The median annual property tax in ZIP Code 45845 is $2,718, an effective rate of 1% of home value.
Is ZIP Code 45845 expensive to live in?
Homes in ZIP Code 45845 cost about 3.22× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 45845?
The median gross rent in ZIP Code 45845 is $836 a month, lower than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45845?
Home prices in ZIP Code 45845 have moved 49% over the past five years (7.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45845?
ZIP Code 45845 averages 50.9°F year-round, summer highs near 82.9°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 26 inches of snow a year.
Is ZIP Code 45845 at risk of flooding or natural disasters?
ZIP Code 45845's FEMA National Risk Index score is 75.1 (higher than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →