The basics
Total Population
1,256
Median Age
36.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$115,400
Median Property Tax
$1,236
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.02
Median Rent
$689
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.7
Winter Avg Low (°F)
20.9
Avg Temperature (°F)
51
Hot Days/yr (>90°F)
18
Freezing Days/yr (<32°F)
124.7
Annual Precipitation (in)
40.4
Annual Snowfall (in)
17.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
49.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45863: frequently asked questions
- What is the median home value in ZIP Code 45863?
- The median home value in ZIP Code 45863 is $115,400, lower than 78% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45863?
- The median annual property tax in ZIP Code 45863 is $1,236, an effective rate of 1% of home value.
- Is ZIP Code 45863 expensive to live in?
- Homes in ZIP Code 45863 cost about 2.02× the median household income, lower than 75% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45863?
- The median gross rent in ZIP Code 45863 is $689 a month, lower than 69% of U.S. ZIP codes.
- What is the weather like in ZIP Code 45863?
- ZIP Code 45863 averages 51°F year-round, summer highs near 82.7°F, winter lows around 20.9°F (NOAA 1991–2020 normals). It sees about 17.1 inches of snow a year.
- Is ZIP Code 45863 at risk of flooding or natural disasters?
- ZIP Code 45863's FEMA National Risk Index score is 49.1 (lower than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →