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ZIP Code 46538

Kosciusko, Indiana

FIPS 46538

Juniper

ZIP Code 46538 is in the top 16% nationally for HPI growth 5yr %. It also sits in the top 21% nationally for FEMA risk score. And it sits in the 65th percentile nationally for median home value.

Median Home Value

$270,600

Higher than 65% of U.S. ZIP codes

HPI Growth 5yr %

59%

Higher than 84% of U.S. ZIP codes

FEMA Risk Score

38

Lower than 79% of U.S. ZIP codes

The basics

Total Population

4,291

Median Age

43.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$270,600

Higher than 65%

Median Property Tax

$1,553

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.01

Near median

Median Rent

$1,045

Higher than 63%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

59%

Higher than 84%

Appreciation 1yr %

-11%

Higher than 56%

Pandemic Gain %

44%

Recession Drop %

-9.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.1

Winter Avg Low (°F)

19.3

Avg Temperature (°F)

50

Hot Days/yr (>90°F)

11.5

Freezing Days/yr (<32°F)

131.5

Annual Precipitation (in)

40.5

Annual Snowfall (in)

47.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

38

Lower than 79%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46538: frequently asked questions

What is the median home value in ZIP Code 46538?
The median home value in ZIP Code 46538 is $270,600, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 46538?
The median annual property tax in ZIP Code 46538 is $1,553, an effective rate of 1% of home value.
Is ZIP Code 46538 expensive to live in?
Homes in ZIP Code 46538 cost about 3.01× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 46538?
The median gross rent in ZIP Code 46538 is $1,045 a month, higher than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46538?
Home prices in ZIP Code 46538 have moved 59% over the past five years (-11% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46538?
ZIP Code 46538 averages 50°F year-round, summer highs near 82.1°F, winter lows around 19.3°F (NOAA 1991–2020 normals). It sees about 47.3 inches of snow a year.
Is ZIP Code 46538 at risk of flooding or natural disasters?
ZIP Code 46538's FEMA National Risk Index score is 38 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →