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ZIP Code 48636

Oscoda, Michigan

FIPS 48636

Juniper

ZIP Code 48636 is in the top 15% nationally for FEMA risk score. It also sits in the top 27% nationally for price-to-income ratio. And it sits in the 29th percentile nationally for median home value.

Median Home Value

$139,800

Lower than 71% of U.S. ZIP codes

FEMA Risk Score

29.2

Lower than 85% of U.S. ZIP codes

The basics

Total Population

938

Median Age

56.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$139,800

Lower than 71%

Median Property Tax

$1,264

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.12

Lower than 73%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

-24%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.5

Winter Avg Low (°F)

14

Avg Temperature (°F)

44.9

Hot Days/yr (>90°F)

8.1

Freezing Days/yr (<32°F)

173.9

Annual Precipitation (in)

32

Annual Snowfall (in)

57

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29.2

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48636: frequently asked questions

What is the median home value in ZIP Code 48636?
The median home value in ZIP Code 48636 is $139,800, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 48636?
The median annual property tax in ZIP Code 48636 is $1,264, an effective rate of 1% of home value.
Is ZIP Code 48636 expensive to live in?
Homes in ZIP Code 48636 cost about 2.12× the median household income, lower than 73% of U.S. ZIP codes.
What is the weather like in ZIP Code 48636?
ZIP Code 48636 averages 44.9°F year-round, summer highs near 79.5°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 57 inches of snow a year.
Is ZIP Code 48636 at risk of flooding or natural disasters?
ZIP Code 48636's FEMA National Risk Index score is 29.2 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →