The basics
Total Population
17,184
Median Age
48.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$237,700
Median Property Tax
$2,632
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.58
Median Rent
$914
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
67%
Appreciation 1yr %
1.4%
Pandemic Gain %
58%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.4
Winter Avg Low (°F)
18.8
Avg Temperature (°F)
46
Hot Days/yr (>90°F)
5.3
Freezing Days/yr (<32°F)
149.1
Annual Precipitation (in)
37.3
Annual Snowfall (in)
78.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
33.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 49431: frequently asked questions
- What is the median home value in ZIP Code 49431?
- The median home value in ZIP Code 49431 is $237,700, higher than 58% of U.S. ZIP codes.
- How much is property tax in ZIP Code 49431?
- The median annual property tax in ZIP Code 49431 is $2,632, an effective rate of 1% of home value.
- Is ZIP Code 49431 expensive to live in?
- Homes in ZIP Code 49431 cost about 3.58× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 49431?
- The median gross rent in ZIP Code 49431 is $914 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 49431?
- Home prices in ZIP Code 49431 have moved 67% over the past five years (1.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 49431?
- ZIP Code 49431 averages 46°F year-round, summer highs near 77.4°F, winter lows around 18.8°F (NOAA 1991–2020 normals). It sees about 78.5 inches of snow a year.
- Is ZIP Code 49431 at risk of flooding or natural disasters?
- ZIP Code 49431's FEMA National Risk Index score is 33.3 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →