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ZIP Code 49631

Osceola, Michigan

FIPS 49631

Juniper

ZIP Code 49631 is in the top 2% nationally for HPI growth 5yr %. It also sits in the top 21% nationally for appreciation 1yr %. And it sits in the 27th percentile nationally for median home value.

Median Home Value

$132,300

Lower than 73% of U.S. ZIP codes

HPI Growth 5yr %

82%

Higher than 98% of U.S. ZIP codes

FEMA Risk Score

45.2

Lower than 72% of U.S. ZIP codes

The basics

Total Population

5,765

Median Age

50.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$132,300

Lower than 73%

Median Property Tax

$1,448

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.8

Near median

Median Rent

$782

Lower than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

82%

Higher than 98%

Appreciation 1yr %

3.7%

Higher than 79%

Pandemic Gain %

56%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.2

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

45.1

Hot Days/yr (>90°F)

7.9

Freezing Days/yr (<32°F)

168

Annual Precipitation (in)

37.9

Annual Snowfall (in)

61.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

45.2

Lower than 72%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49631: frequently asked questions

What is the median home value in ZIP Code 49631?
The median home value in ZIP Code 49631 is $132,300, lower than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 49631?
The median annual property tax in ZIP Code 49631 is $1,448, an effective rate of 1% of home value.
Is ZIP Code 49631 expensive to live in?
Homes in ZIP Code 49631 cost about 2.8× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 49631?
The median gross rent in ZIP Code 49631 is $782 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49631?
Home prices in ZIP Code 49631 have moved 82% over the past five years (3.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49631?
ZIP Code 49631 averages 45.1°F year-round, summer highs near 79.2°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 61.3 inches of snow a year.
Is ZIP Code 49631 at risk of flooding or natural disasters?
ZIP Code 49631's FEMA National Risk Index score is 45.2 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →