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ZIP Code 49640

Benzie, Michigan

FIPS 49640

Juniper

ZIP Code 49640 is in the top 40% nationally for FEMA risk score, but in the bottom 30% nationally for price-to-income ratio. It also sits in the 71th percentile nationally for median home value.

Median Home Value

$308,500

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

57

Lower than 60% of U.S. ZIP codes

The basics

Total Population

1,252

Median Age

61.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$308,500

Higher than 71%

Median Property Tax

$2,473

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.71

Higher than 70%

Median Rent

$925

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

85%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.6

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

46.5

Hot Days/yr (>90°F)

0.9

Freezing Days/yr (<32°F)

138.1

Annual Precipitation (in)

34.3

Annual Snowfall (in)

93

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

57

Lower than 60%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49640: frequently asked questions

What is the median home value in ZIP Code 49640?
The median home value in ZIP Code 49640 is $308,500, higher than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 49640?
The median annual property tax in ZIP Code 49640 is $2,473, an effective rate of 1% of home value.
Is ZIP Code 49640 expensive to live in?
Homes in ZIP Code 49640 cost about 3.71× the median household income, higher than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 49640?
The median gross rent in ZIP Code 49640 is $925 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 49640?
ZIP Code 49640 averages 46.5°F year-round, summer highs near 75.6°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 93 inches of snow a year.
Is ZIP Code 49640 at risk of flooding or natural disasters?
ZIP Code 49640's FEMA National Risk Index score is 57 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →