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ZIP Code 49644

Lake, Michigan

FIPS 49644

Juniper

ZIP Code 49644 is in the top 38% nationally for HPI growth 5yr %.

Median Home Value

$175,400

Lower than 58% of U.S. ZIP codes

HPI Growth 5yr %

40%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

62.7

Near the U.S. ZIP codes median

The basics

Total Population

1,715

Median Age

61.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$175,400

Lower than 58%

Median Property Tax

$1,680

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.25

Higher than 59%

Median Rent

$930

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

40%

Higher than 62%

Appreciation 1yr %

-16%

Higher than 56%

Pandemic Gain %

47%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.8

Winter Avg Low (°F)

14

Avg Temperature (°F)

44.2

Hot Days/yr (>90°F)

8.1

Freezing Days/yr (<32°F)

171

Annual Precipitation (in)

38

Annual Snowfall (in)

119.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

62.7

Near median

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49644: frequently asked questions

What is the median home value in ZIP Code 49644?
The median home value in ZIP Code 49644 is $175,400, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 49644?
The median annual property tax in ZIP Code 49644 is $1,680, an effective rate of 1% of home value.
Is ZIP Code 49644 expensive to live in?
Homes in ZIP Code 49644 cost about 3.25× the median household income, higher than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 49644?
The median gross rent in ZIP Code 49644 is $930 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49644?
Home prices in ZIP Code 49644 have moved 40% over the past five years (-16% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49644?
ZIP Code 49644 averages 44.2°F year-round, summer highs near 78.8°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 119.6 inches of snow a year.
Is ZIP Code 49644 at risk of flooding or natural disasters?
ZIP Code 49644's FEMA National Risk Index score is 62.7 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →