Back to Explorer

ZIP Code 49645

Manistee, Michigan

FIPS 49645

Juniper

ZIP Code 49645 is in the top 27% nationally for FEMA risk score. It also sits in the 31th percentile nationally for median home value. And it sits in the top 40% nationally for price-to-income ratio.

Median Home Value

$145,200

Lower than 69% of U.S. ZIP codes

FEMA Risk Score

44.3

Lower than 73% of U.S. ZIP codes

The basics

Total Population

1,923

Median Age

46.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$145,200

Lower than 69%

Median Property Tax

$1,646

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.58

Lower than 60%

Median Rent

$992

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

58%

Recession Drop %

-24%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.8

Winter Avg Low (°F)

14

Avg Temperature (°F)

44.2

Hot Days/yr (>90°F)

8.1

Freezing Days/yr (<32°F)

171

Annual Precipitation (in)

36.3

Annual Snowfall (in)

92.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.3

Lower than 73%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49645: frequently asked questions

What is the median home value in ZIP Code 49645?
The median home value in ZIP Code 49645 is $145,200, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 49645?
The median annual property tax in ZIP Code 49645 is $1,646, an effective rate of 1% of home value.
Is ZIP Code 49645 expensive to live in?
Homes in ZIP Code 49645 cost about 2.58× the median household income, lower than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 49645?
The median gross rent in ZIP Code 49645 is $992 a month, higher than 59% of U.S. ZIP codes.
What is the weather like in ZIP Code 49645?
ZIP Code 49645 averages 44.2°F year-round, summer highs near 78.8°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 92.6 inches of snow a year.
Is ZIP Code 49645 at risk of flooding or natural disasters?
ZIP Code 49645's FEMA National Risk Index score is 44.3 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →