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ZIP Code 49646

Kalkaska, Michigan

FIPS 49646

Juniper

ZIP Code 49646 is in the top 1% nationally for HPI growth 5yr %. It also sits in the top 1% nationally for appreciation 1yr %. And it sits in the top 31% nationally for FEMA risk score.

Median Home Value

$182,200

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

95%

Higher than 100% of U.S. ZIP codes

FEMA Risk Score

48.5

Lower than 69% of U.S. ZIP codes

The basics

Total Population

8,852

Median Age

46.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$182,200

Lower than 56%

Median Property Tax

$1,489

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.81

Near median

Median Rent

$690

Lower than 69%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

95%

Higher than 100%

Appreciation 1yr %

23%

Higher than 99%

Pandemic Gain %

68%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.9

Winter Avg Low (°F)

12.8

Avg Temperature (°F)

43

Hot Days/yr (>90°F)

3.8

Freezing Days/yr (<32°F)

179

Annual Precipitation (in)

33.7

Annual Snowfall (in)

132.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

48.5

Lower than 69%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49646: frequently asked questions

What is the median home value in ZIP Code 49646?
The median home value in ZIP Code 49646 is $182,200, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 49646?
The median annual property tax in ZIP Code 49646 is $1,489, an effective rate of 1% of home value.
Is ZIP Code 49646 expensive to live in?
Homes in ZIP Code 49646 cost about 2.81× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 49646?
The median gross rent in ZIP Code 49646 is $690 a month, lower than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49646?
Home prices in ZIP Code 49646 have moved 95% over the past five years (23% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49646?
ZIP Code 49646 averages 43°F year-round, summer highs near 76.9°F, winter lows around 12.8°F (NOAA 1991–2020 normals). It sees about 132.1 inches of snow a year.
Is ZIP Code 49646 at risk of flooding or natural disasters?
ZIP Code 49646's FEMA National Risk Index score is 48.5 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →