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ZIP Code 49795

Otsego, Michigan

FIPS 49795

Juniper

ZIP Code 49795 is in the top 9% nationally for HPI growth 5yr %. It also sits in the top 37% nationally for FEMA risk score. And it sits in the 39th percentile nationally for median home value.

Median Home Value

$166,500

Lower than 61% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

54.4

Lower than 63% of U.S. ZIP codes

The basics

Total Population

1,884

Median Age

45.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$166,500

Lower than 61%

Median Property Tax

$1,410

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.92

Near median

Median Rent

$966

Higher than 57%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 91%

Pandemic Gain %

50%

Recession Drop %

-31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.3

Winter Avg Low (°F)

10

Avg Temperature (°F)

41.7

Hot Days/yr (>90°F)

7.7

Freezing Days/yr (<32°F)

200

Annual Precipitation (in)

32.4

Annual Snowfall (in)

83.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

54.4

Lower than 63%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49795: frequently asked questions

What is the median home value in ZIP Code 49795?
The median home value in ZIP Code 49795 is $166,500, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 49795?
The median annual property tax in ZIP Code 49795 is $1,410, an effective rate of 1% of home value.
Is ZIP Code 49795 expensive to live in?
Homes in ZIP Code 49795 cost about 2.92× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 49795?
The median gross rent in ZIP Code 49795 is $966 a month, higher than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49795?
Home prices in ZIP Code 49795 have moved 65% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 49795?
ZIP Code 49795 averages 41.7°F year-round, summer highs near 78.3°F, winter lows around 10°F (NOAA 1991–2020 normals). It sees about 83.9 inches of snow a year.
Is ZIP Code 49795 at risk of flooding or natural disasters?
ZIP Code 49795's FEMA National Risk Index score is 54.4 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is hail. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →