The basics
Total Population
523
Median Age
62
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$226,600
Median Property Tax
$1,964
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.66
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
43%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76
Winter Avg Low (°F)
3.7
Avg Temperature (°F)
39
Hot Days/yr (>90°F)
2.2
Freezing Days/yr (<32°F)
218.1
Annual Precipitation (in)
29.1
Annual Snowfall (in)
207.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
74.9
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 49861: frequently asked questions
- What is the median home value in ZIP Code 49861?
- The median home value in ZIP Code 49861 is $226,600, higher than 56% of U.S. ZIP codes.
- How much is property tax in ZIP Code 49861?
- The median annual property tax in ZIP Code 49861 is $1,964, an effective rate of 1% of home value.
- Is ZIP Code 49861 expensive to live in?
- Homes in ZIP Code 49861 cost about 3.66× the median household income, higher than 69% of U.S. ZIP codes.
- What is the weather like in ZIP Code 49861?
- ZIP Code 49861 averages 39°F year-round, summer highs near 76°F, winter lows around 3.7°F (NOAA 1991–2020 normals). It sees about 207.8 inches of snow a year.
- Is ZIP Code 49861 at risk of flooding or natural disasters?
- ZIP Code 49861's FEMA National Risk Index score is 74.9 (higher than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is hail. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →