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ZIP Code 49864

Delta, Michigan

FIPS 49864

Juniper

ZIP Code 49864 is in the top 15% nationally for FEMA risk score. It also sits in the 66th percentile nationally for median home value.

Median Home Value

$275,000

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

29

Lower than 85% of U.S. ZIP codes

The basics

Total Population

22

Median Age

69

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$275,000

Higher than 66%

Median Property Tax

$4,000

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.65

Lower than 58%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.7

Winter Avg Low (°F)

10.3

Avg Temperature (°F)

41.4

Hot Days/yr (>90°F)

0.8

Freezing Days/yr (<32°F)

184.5

Annual Precipitation (in)

34.1

Annual Snowfall (in)

46.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29

Lower than 85%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49864: frequently asked questions

What is the median home value in ZIP Code 49864?
The median home value in ZIP Code 49864 is $275,000, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 49864?
The median annual property tax in ZIP Code 49864 is $4,000, an effective rate of 1% of home value.
Is ZIP Code 49864 expensive to live in?
Homes in ZIP Code 49864 cost about 2.65× the median household income, lower than 58% of U.S. ZIP codes.
What is the weather like in ZIP Code 49864?
ZIP Code 49864 averages 41.4°F year-round, summer highs near 75.7°F, winter lows around 10.3°F (NOAA 1991–2020 normals). It sees about 46.9 inches of snow a year.
Is ZIP Code 49864 at risk of flooding or natural disasters?
ZIP Code 49864's FEMA National Risk Index score is 29 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is hail. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →