The basics
Total Population
840
Median Age
59
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$180,000
Median Property Tax
$1,964
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.82
Median Rent
$455
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
42%
Recession Drop %
-14%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
73.5
Winter Avg Low (°F)
10.7
Avg Temperature (°F)
40.6
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
186.3
Annual Precipitation (in)
35.4
Annual Snowfall (in)
161
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
44.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 49895: frequently asked questions
- What is the median home value in ZIP Code 49895?
- The median home value in ZIP Code 49895 is $180,000, lower than 57% of U.S. ZIP codes.
- How much is property tax in ZIP Code 49895?
- The median annual property tax in ZIP Code 49895 is $1,964, an effective rate of 1% of home value.
- Is ZIP Code 49895 expensive to live in?
- Homes in ZIP Code 49895 cost about 3.82× the median household income, higher than 72% of U.S. ZIP codes.
- What is the average rent in ZIP Code 49895?
- The median gross rent in ZIP Code 49895 is $455 a month, lower than 77% of U.S. ZIP codes.
- What is the weather like in ZIP Code 49895?
- ZIP Code 49895 averages 40.6°F year-round, summer highs near 73.5°F, winter lows around 10.7°F (NOAA 1991–2020 normals). It sees about 161 inches of snow a year.
- Is ZIP Code 49895 at risk of flooding or natural disasters?
- ZIP Code 49895's FEMA National Risk Index score is 44.6 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is hail. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →