The basics
Total Population
3,606
Median Age
39.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$130,900
Median Property Tax
$2,207
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.66
Median Rent
$627
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
49%
Appreciation 1yr %
17%
Pandemic Gain %
36%
Recession Drop %
7.3%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.6
Winter Avg Low (°F)
11.6
Avg Temperature (°F)
48
Hot Days/yr (>90°F)
27.2
Freezing Days/yr (<32°F)
160.4
Annual Precipitation (in)
32.3
Annual Snowfall (in)
36
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 51109: frequently asked questions
- What is the median home value in ZIP Code 51109?
- The median home value in ZIP Code 51109 is $130,900, lower than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 51109?
- The median annual property tax in ZIP Code 51109 is $2,207, an effective rate of 2% of home value.
- Is ZIP Code 51109 expensive to live in?
- Homes in ZIP Code 51109 cost about 1.66× the median household income, lower than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 51109?
- The median gross rent in ZIP Code 51109 is $627 a month, lower than 73% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 51109?
- Home prices in ZIP Code 51109 have moved 49% over the past five years (17% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 51109?
- ZIP Code 51109 averages 48°F year-round, summer highs near 83.6°F, winter lows around 11.6°F (NOAA 1991–2020 normals). It sees about 36 inches of snow a year.
- Is ZIP Code 51109 at risk of flooding or natural disasters?
- ZIP Code 51109's FEMA National Risk Index score is 41.1 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →