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ZIP Code 54538

Vilas, Wisconsin

FIPS 54538

Juniper

ZIP Code 54538 is in the top 2% nationally for appreciation 1yr %, but in the bottom 8% nationally for price-to-income ratio. It also sits in the bottom 22% nationally for FEMA risk score. And it sits in the top 22% nationally for HPI growth 5yr %.

Median Home Value

$320,300

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

85.7

Higher than 78% of U.S. ZIP codes

The basics

Total Population

3,025

Median Age

44

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$320,300

Higher than 72%

Median Property Tax

$3,385

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.23

Higher than 92%

Median Rent

$543

Lower than 75%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 78%

Appreciation 1yr %

15%

Higher than 98%

Pandemic Gain %

13%

Recession Drop %

-15%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.6

Winter Avg Low (°F)

4

Avg Temperature (°F)

39.9

Hot Days/yr (>90°F)

3.3

Freezing Days/yr (<32°F)

194.7

Annual Precipitation (in)

32.3

Annual Snowfall (in)

75.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

85.7

Higher than 78%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 54538: frequently asked questions

What is the median home value in ZIP Code 54538?
The median home value in ZIP Code 54538 is $320,300, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 54538?
The median annual property tax in ZIP Code 54538 is $3,385, an effective rate of 1% of home value.
Is ZIP Code 54538 expensive to live in?
Homes in ZIP Code 54538 cost about 6.23× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 54538?
The median gross rent in ZIP Code 54538 is $543 a month, lower than 75% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 54538?
Home prices in ZIP Code 54538 have moved 54% over the past five years (15% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 54538?
ZIP Code 54538 averages 39.9°F year-round, summer highs near 75.6°F, winter lows around 4°F (NOAA 1991–2020 normals). It sees about 75.2 inches of snow a year.
Is ZIP Code 54538 at risk of flooding or natural disasters?
ZIP Code 54538's FEMA National Risk Index score is 85.7 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →