The basics
Total Population
2,942
Median Age
43.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$203,000
Median Property Tax
$1,876
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.25
Median Rent
$883
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
52%
Appreciation 1yr %
-3.2%
Pandemic Gain %
53%
Recession Drop %
-19%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.7
Winter Avg Low (°F)
3
Avg Temperature (°F)
40.1
Hot Days/yr (>90°F)
5.1
Freezing Days/yr (<32°F)
178.5
Annual Precipitation (in)
31
Annual Snowfall (in)
54
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
58.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 56438: frequently asked questions
- What is the median home value in ZIP Code 56438?
- The median home value in ZIP Code 56438 is $203,000, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 56438?
- The median annual property tax in ZIP Code 56438 is $1,876, an effective rate of 1% of home value.
- Is ZIP Code 56438 expensive to live in?
- Homes in ZIP Code 56438 cost about 3.25× the median household income, higher than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 56438?
- The median gross rent in ZIP Code 56438 is $883 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 56438?
- Home prices in ZIP Code 56438 have moved 52% over the past five years (-3.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 56438?
- ZIP Code 56438 averages 40.1°F year-round, summer highs near 76.7°F, winter lows around 3°F (NOAA 1991–2020 normals). It sees about 54 inches of snow a year.
- Is ZIP Code 56438 at risk of flooding or natural disasters?
- ZIP Code 56438's FEMA National Risk Index score is 58.5 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →